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If you are in the market for a home that you intend to fix up, either to resell or live in, this can be a complicated prospect. Depending on the number of things that need to work in the house, you may have to borrow money to make the necessary repairs for the home to be safe and enjoyable to live in.
An FHA 203k loan may be able to provide the needed funds for you to renovate a home. All of the terms and conditions that you’ll need to comply with to get such a loan can be complicated, however, and this is where our 203k consulting service at S.P.T. Home Inspections comes into the picture. Our highly-trained staff has the knowledge and experience as far as what’s needed to comply with all the requirements to get such a loan so that you can realize your home remodeling dreams.
Not surprisingly, getting a loan that’s backed by the federal government comes with plenty of rules and requirements that need to be met as far as how that money can be used. At S.P.T. Home Inspections, we’re aware of and know how to comply with all of these requirements.
Determining if the repairs and upgrades you plan to make are within the budget of the loan.
Doing an initial inspection of the property.
Reviewing contractor’s estimates.
Making sure all necessary repairs are done.
Requiring the contractor to fix any problems before payment.
Double checking that all FHA and HUD requirements are met.
Servicing Bucks County, Montgomery County, Berks County, Chester County, Delaware County, and Philadelphia County.
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